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My Exit Home Team
205 Walnut Street
Statesville, NC 28677
Phone: 704-881-3948
Email: Info@myexithometeam.com

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Statesville NC Real Estate Blog

WHY A PRE-APPROVAL?

There are so many terms in real estate and lending that it can all get a little overwhelming. One of the first things that a Realtor should ask you is if you have been pre-approved.

 

There are many reasons behind that, one is so we know in what price range to look. There is no sense in looking at $350,000 houses when you can really only afford $150,000. No one wants to have their heart set on a house only to find that they can’t buy it. It is best to have all the facts up front. Another reason that you should get a pre- approval first is to put yourself in the best negotiating position possible. A seller is much more likely to make concessions if they know that you are a qualified buyer, it is essentially the same as a cash buyer. You will also have the luxury of having time to make the best decision as to which loan program is best for you. You won’t be scrambling at the last minute trying to get financing in place hoping that the house you really want doesn't get bought out from under you. Finally, if you are going to be looking at bank owned properties, short sales, or foreclosures the bank will require a pre-approval letter along with the offer.

So when a Realtor asks if you have been pre-approved don’t get frustrated or offended, it is really in your best interest to get that done. I hope you have seen the value in obtaining a pre-approval. As with this or any other subject, if you have questions or comments feel free to email me.

Statesville, Mooresville, Lake Norman Homes for Sale and Real Estate Resource- Jill Galliher- Realtor®- Exit Home Team RealtyYour local resource for real estate in Statesville, Mooresville, Lake Norman and Troutman. Your Relentless Realtor when you need to buy or sell at the best possible price, terms, and conditions. Your consultant for investment questions, short sale analysis, and for buying distressed properties. Email Meor call 704-657-5050

Exit Home Team Realty in Statesville NC Hold Awards Ceremony

Exit Home Team Realty of Statesville, NC recently held their awards ceremony at the Historic Daniel Boone Inn, in Boone, NC.

The Team was treated to an all you can eat feast and then was presented with their awards.  As the awards ceremony and dinner began to wind down, snow flakes begin to flutter from the sky.  What a beauttiful way to end a lovely lunch and begin the Christmas season.

The following agents received the 2010 - 2011 awards:

Agent of the Year - Sonya Leonard

       The Agent of the Year award takes into consideration the amount of production based on $, as well as the number of listings, participation in team events, education above and beyond the normal CE, and community service.

Top Sales Agent - Shannon Griffith

       The Top Sales Agent award is presented to the agent who successfully closed the most transactions ends, regardless of value.

Top Listing Agent - Bob Dellinger

      The Top Listing Agent award is presented to the agent who took the most listings for the year, regardless of value

Rising Star Award - Gustavo Delgado

      This award is presented to a team member who shows great potential and has been in business less than 2 years.

Million Dollar Club- Jill Galliher

      This award is presented to any agent who did over a million dollars in production

Multi-million Dollar Club- Sonya Leonard and Shannon Griffith

       This award is presented to any agent who did over two milion  dollars or more in production.

Above and Beyond- Loren Worley and Bob Dellinger

       This award is presented to the agent(s) with the toughest transaction throughout the year and successfully brought it to a close for their clients.  These two gentleman have the patience of Job and the Wisdom of Saul, when it came to closing the transactions they dealt with throughout the year and both went way above and beyond their call of duty as a Realtor to make these transactions work out for the benefit of their clients.

CONGRATULATIONS!  to all.  I appreciate every member of the Exit Home Team, whether you were given an award or not, you are a vital member of our team.  Thank you for your dedicated service to this team and the community over the past year.

EXIT HOME TEAM - YOU ROCK!

Statesville NC Real Estate - Exit Home Team Realty
Exit Realty Statesville NC is committed to assisting our real estate buyers and sellers in Iredell County, including Mooresville,Statesville, Troutman, Harmony, and Barium Springs.  704-881-3948.

Real Estate Market Recovery in Statesville NC Underway

When most people discover that your a Realtor, the first question you are ask is "So, how's the market?"  "Have we hit bottom yet?"

They are typically very surprised and skeptical when I tell them that actually, the Statesville NC market has already hit bottom and started back the other way.  Their surprise stems from all the publicity on TV, Newspapers, etc, that report on the national market, not the local market.  They think that because California and Detroit are still in the downward pattern, that Statesville, Mooresville, Troutman and other Iredell County markets are as well.

But that's far from the truth.  We are beginning to see several indicators which suggest that the well being of our real estate market is improving, especially when we look at properties that are not distressed.  Those indicators include fewer homes on the market, mulitple offers, and fewer days on the market. 

Have you ever been sick with the flu or know someone who has, they feel bad, run a fever, aches and pains cover their bodies and then the sweats from the fever.  One minute your hot then your cold.  Sound familiar?  But we all know that once that fever has broken, we begin to mend quickly.   That's a good analogy of what the real estate market in Statesville, Troutman, Mooresville, and Iredell County in general have just experienced.  Our fever has broken and I feel we have been through the worst.  We are on the mend, as we are seeing fewer houses on the market, more mulitple bid situations, and homes selling in fewer days.

With these indicators in place, we are turning from a buyers market to a sellers market.  That's right, with fewer homes on the market, prices will begin to rise.  So, if individuals can get money, and want to invest in real estate, now's not the time to be holding back.  We are very unlikely to see these perfect buying conditions that we have now for a long time to come.  Lowest interest rates in over 50 years or more, bargains in short sales and foreclosures and even some properties that are not distressed.

Of course we can't forget that the amount of new construction taking place in our community is very little. Less than 900 building permits have been issued to date as compared to over 2300 in years passed (see chart below) , and the majority of those issued were for renovations, and additions to current structures.  So with fewer homes on the market, very little new construction, an anticipated popluation boom over the next 40 years, it's beginning to look like a sellers market for sure.

If you would like more information about whether the recovery is underway in your neighborhood, email me at Kim@myexithometeam.com and I'll be happy to do a report for your specific property or neighborhood.

 

 

 

Statesville NC Real Estate - Exit Home Team Realty
Exit Realty Statesville NC is committed to assisting our real estate buyers and sellers in Iredell County, including Mooresville,Statesville, Troutman, Harmony, and Barium Springs.  704-881-3948.

Statesville, NC Tree Lighting Ceremony

Statesville Convention and Visitors Bureau will be holding it's 10th annual Tree Lighting Season, November 29, 2011 at the Statesville Civic Center.  The Civic Center is in beautiful, Historic Downtown Statesville at 300 S. Center Street, just one block south of the city square.  The ceremony will kick off at 6:30 as the 21 foot tree is lit and the eyes of the children and adults begin to sparkle and reflect the many colors on the tree.  But what Christmas celebration would be complete without a visit from Santa himself.  Santa will be available for photo opportunities and for the children to share their Christmas List was Santa.  The sounds of the holiday will abound as Christmas carols fill the air.  

If there is a nip in the air, just step inside and take your choice of hot cider or cocoa, maybe even enjoy a cookie or two.  Many local vendors will have their specialty items displayed for sale.  Need a unique gift, look no further.  Sure beats the rush of the mall, this time of year. 

So whatever part of the holiday season you find most enjoyable, you'll find something here sure to satisfy that appetite.  Who knows this may be the start of a new holiday tradition.   Happy Holidays and Merry Christmas!

Statesville NC Real Estate - Exit Home Team Realty
Exit Realty Statesville NC is committed to assisting our real estate buyers and sellers in Iredell County, including Mooresville,Statesville, Troutman, Harmony, and Barium Springs.  704-881-3948.

Agent Spotlight on Bob Dellinger

       In Statesville, NC, when you mention the name, Bob Dellinger, the general public associates Bob very quickly with his many years of service as a Realtor, Appraiser, his faithfulness and service to his church, his civic work and dedication to his family. 

   To briefly, describe Bob's many involvments would take pages and pages, as he is very active in every walk of his life.  But I'll tell you about just a few and then we'll get more personal.

   Bob Dellinger has served the citizens of Iredell County and Statesville, NC area as a realtor for 36 years.  Bob is still very active and does a lot of work with investment properties, commercial properties, foreclosures, single family residential and land.  Bob is also a licensed appraiser of his own appraisal company, Carodell Appraisal Service.

   Bob attends First Baptist Church in Statesville, where he has been a faithful member for over 50 years.  Bob has served as a Sunday School Teacher, Treasurer, Trustee, Deacon and Chairmen of the Buildings, Grounds and Equipment Team.

    Labor Day is the start of the Iredell County Agriculture Fair, where Bob works from open to close each evening, with his civic group, the Statesville Kiwanis Club.  Bob has worked the fair for the Kiwanis for 44 years.  Bob has had perfect attendance for 43 of the 44 years of his membership; An accolade that most can't claim.   Mitchell Community College also benefited from the service Bob provided as a Trustee for the college.

    The Iredell County Board of Commissioners and Planning and Zoning Board in Iredell County has received many hours of Bob's civic duty.  He currently is serving on the Iredell County Board of Adjustment.

      Now some may ask just how old Bob is to have done so much, and still be so active.  But age is not a factor, it's all about the attitude and Bob believe's in making the most of every waking hour.  Bob is also an avid gardner, who enjoys planting, and working his vegetable garden every year.  During the summer months, our office can always count on a personal delivery of fresh vegetables, compliments of Bob.   He also likes to travel and spend time with his wife of 52 years Carolyn and their children and grandchildren.   Bob enjoy's visiting his mother who is 102 years old. 

        Bob is not only very active but also very young at heart.  Always up for a challenge.  Just this past August, the Statesville Chamber of Commerce held the first annual "Davis Regional Amazing Race". Yes, just like the race on TV, only Iredell County was the extent of the travels.   Bob served on one of Exit's two teams.  Out of 31 teams that entered the race, Bob's team came in 9th.  That's pretty darn amazing.  Just like Bob, an amazing man that is filled with wisdom and always has an encouraging word.  Exit is fortunate to have such a wealth of knowledge, wisdom and experience.  

Statesville NC Real Estate - Exit Home Team Realty
Exit Realty Statesville NC is committed to assisting our real estate buyers and sellers in Iredell County, including Mooresville,Statesville, Troutman, Harmony, and Barium Springs.  704-881-3948.

 

Number of Homes for Sale in Statesville NC Down

Homes in the Statesville, NC market are down from the previous twelve months, according to the statistics of the Charlotte Regional Realtor Association. 

Traditional Home Listings, which refer to properties that are not in a foreclosure or short sale situation are down over the last three years. For the listing period of November 2008 through October 2009 the number of homes listed for sale were 652 properties.  For the following listing period of November 2009 through October 2010, the number of homes listed decreased by 4.2% to 625.  The most recent listing period the number of  single family homes for sale in the Statesville NC area were down an additional 12.4% to 547.  ( Illustrated in the chart below)

Statesville had 38 Foreclosed homes November 2008 through October 2009.   During the following twelve month period from November 2009 through October 2010,  the number of foreclosed properties rose an alarming 78.5%.   However, things are looking up in the Statesville real estate market, during the November 2010 through October 2011 period, the number of foreclosures have fallen 34.5% to only 44.  The market is showing a positive change.

Finally, Short Sales!  Yes, that word that describes properties on the market for sale that are pre-foreclosure.  A short sale is simply when a bank is willing to accept less for the property than what is owed on the mortgage to avoid having to foreclose on the property.  As illustrated below November 2008 through October 2009, we had 35 homes that were listed in this category.  The following twelve months from November 2009 through October 2010 , the number of short sales rose 5% to 37.   In November 2010 through October 2011, just this previous 12 months short sales dropped 7.5%.  Although this number appears to be headed in the right direction, several financial and real estate experts are predicting that over the next 24 months, we will see the number of properties for sale as Short Sales significantly increase.

If you are facing foreclosure, please contact a Short Sale and Foreclosure Resource certified agent at Exit Home Team Realty to assist you in possibly avoiding foreclosure altogether, or just speak with an agent about whether your property may qualify for a short sale.  You may reach our office directly at 704-881-3948.

 

Statesville NC Real Estate - Exit Home Team Realty
Exit Realty Statesville NC is committed to assisting our real estate buyers and sellers in Iredell County, including Mooresville,Statesville, Troutman, Harmony, and Barium Springs.  704-881-3948.

9th Annual Statesville Pumpkin Festival

 

Ahhh, cool crisp air and the changing of the leaves to bright oranges, golds, and reds is a welcomed sign that Fall has arrived in Statesville, NC.   The annual Pumpkin Festival is another exciting indicator that Fall is here.  The fesitval is held each year in Historic Downtown Statesville.  This year it's Saturday, November 5, so mark your calendars.   The citizens of Statesville, anxiously look forward each year to the annual Pumpkin Festival; where children and adults alike, can try their hand in smashing pumpkins with mallots almost too large to handle.  The competitive spirit revs up and you can feel the energy in the air as the variety of competitions from the pie eating contest, skateboarding, singing, dancing, cornhole tournament, and Festival 5k run and Funwalk begin.

For those just looking to spend a nice leisurely day with the family, the Statesville Pumpkin Festival offers a variety of activities to entertain everyone from the smallest child to the young at heart.  Live entertainment on three different stages throughout the downtown area  include: Simplified (Acoustic, Rock) ,2nd Drink Band (Old School Funk & Top 40), Iredell Choral Society, Burgin Brothers (Classic Rock), Statesville High School Drumline , Little Tobias (Rock, Top 40) and much more…    Center Street is full of energy,children play tirelessly in the bouncy house, ball pits, slides, and other age appropriate activities, while their parents sit and catch up with a friend.   Broad street is lined with over 60 art and craft vendors, a variety of mouth watering foods to satisfy any appetite, local merchants display their goods and yes, you can find helpful information including real estate information.

Exit Home Team Realty participates each year giving the public important information on the latest real estate news.  This year we hope to renew the spirits of the people affected by the economy and activities of recent.   Exit Realty will provide alternatives to foreclosure and other real estate information FREE of charge to the citizens of Statesville, Mooresville, Troutman, and other communities they serve in Iredell County.  Stop by and let one of the experienced Short Sales & Foreclosure Resource Agents at Exit schedule an appointment to discuss your particular needs  in a confidential setting..  First time home buyers, or those looking to downsize or take advantage of the great bargins that abound, there is information available to help you as well.  Special programs to assist First time home buyers with down payment assistance, Mortgage Credit Certificates.  Ask for a personalized list of properties that meet your needs and the special buys that we may run across.

Festival is easy to get to From I-77, take exit 50, go West on Broad Street into downtown.  From I-40 take Hwy.115/ Center Street, straight into downtown Statesville, NC.

 

Look forward to seeing everyone there.  Psst.  Helful tip, wear comfortable walking shoes and enjoy your day.